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@ARTICLE{Thong:177019,
author = {M. Thong$^*$ and D. Doege$^*$ and L. Weißer$^*$ and L.
Koch-Gallenkamp$^*$ and H. Bertram and A. Eberle and B.
Holleczek and A. Nennecke and A. Waldmann and S. R. Zeissig
and R. Pritzkuleit and M. Schlander$^*$ and H. Brenner$^*$
and V. Arndt$^*$},
title = {{H}ealth and life insurance-related problems in very
long-term cancer survivors in {G}ermany: a population-based
study.},
journal = {Journal of cancer research and clinical oncology},
volume = {148},
number = {1},
issn = {0171-5216},
address = {Heidelberg},
publisher = {Springer},
reportid = {DKFZ-2021-02249},
pages = {155-162},
year = {2022},
note = {#EA:C071#LA:C071# / 2022 Jan;148(1):155-162},
abstract = {Limited research suggests that cancer survivors have
problems with insurance. Our study aimed to gain insight
into the proportion of very long-term (14-24 years
post-diagnosis) survivors of breast, colorectal, and
prostate cancers who had problems with health (HI) and life
(LI) insurance.We used data from CAESAR (CAncEr
Survivorship-A multi-Regional population-based study).
Participants completed questions on change in insurance
providers since cancer diagnosis, problems with requesting
(additional) HI or LI, and how potential problems were
resolved. We conducted logistic regression to determine
factors associated with change in statutory HI.Of the 2714
respondents, 174 $(6\%)$ reported having changed HI
providers. Most switched between different statutory HI
providers $(86\%),$ $9\%$ from statutory to private, and
$5\%$ from private to statutory. Respondents who changed
statutory HI providers were more likely to be prostate
cancer survivors (OR 2.79, $95\%$ CI 1.01-7.68) while being
≥ 65 years at time of diagnosis (OR 0.58, $95\%$ CI
0.35-0.96) and having ≥ 2 comorbid conditions (OR 0.61,
$95\%$ CI 0.40-0.92) were associated with reduced odds for
change. Problems in changing HI were minimal and were
resolved with additional contribution. Of the 310
respondents who tried to get LI, 25 respondents reported
having difficulties, of whom the majority had their request
rejected.Most cancer survivors did not change their HI nor
tried to buy LI after cancer diagnosis. Problems with
changing statutory HI were generally resolved with
additional contribution while the main problem encountered
when buying LI was rejection of request.},
keywords = {Cancer survivors (Other) / Financial toxicity (Other) /
Insurance problems (Other) / Population-based (Other)},
cin = {C071 / C070 / C100 / C120 / HD01},
ddc = {610},
cid = {I:(DE-He78)C071-20160331 / I:(DE-He78)C070-20160331 /
I:(DE-He78)C100-20160331 / I:(DE-He78)C120-20160331 /
I:(DE-He78)HD01-20160331},
pnm = {313 - Krebsrisikofaktoren und Prävention (POF4-313)},
pid = {G:(DE-HGF)POF4-313},
typ = {PUB:(DE-HGF)16},
pubmed = {pmid:34642793},
doi = {10.1007/s00432-021-03825-x},
url = {https://inrepo02.dkfz.de/record/177019},
}